Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general, laws assume that the vehicle was used with the consent of the owner.

Laws enhancing penalties that make revocation automatic or targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment, and interlock devices all have a limited impact.

Legal Definitions

State laws govern legal terms for motor vehicles. The various definitions used by the federal government for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mainly for to serve administrative purposes, and are not applicable to states that are determining their own registration classifications. These classifications of vehicles determine if a driver needs a special licence to operate certain kinds of vehicles.

The state laws define terms such as "automobile," "light trucks" and many more. For instance, the definition of light truck is any motor vehicle with an estimated carrying capacity of less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This includes any vehicle or combination that is designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a vehicle with wheels, used primarily by persons who are physically disabled and are unable to move about as pedestrians. Mopeds are motor vehicle accident vehicle with fewer than three wheels in contact with the ground. It travels at speeds of no more than 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is driven by the operator who sits on top of it. The owner of a vehicle is the person who is the legal owner.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from registration procedure to the insurance requirements. They also regulate the kinds of vehicles covered by law. While some of these laws are fairly similar across states, others vary significantly. There are laws that restrict how many people can be carried in a pedicab. There are laws against reckless driving in certain types of roads, like a parking lots.

If you violate these laws, you could be punished with a fine and/or a penalty. The penalties could range from getting your driver's license revoked and being required to attend a traffic school.

One of the most important laws in a state pertaining to vehicles is the speed limits placed on roads. In New York, for example it says that the speed limit for commercial vehicle is the same as for an automobile.

The law also defines the definition of the term "Motor Vehicle Accident Lawyers vehicle." This includes any description of a vehicle or contrivance that is propelled by mechanical power and is used on a public highway for the transport of people or property or for other commercial purpose. It excludes trailers and semitrailers, coaches or house trailers or vehicles that only run upon rails or tracks snowmobiles and all-terrain vehicle, motorized mobility assistance devices used by people with disabilities, and self-propelled hay harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that provides insurance against financial loss on account of liability for bodily injuries or death, property damage to a third party arising out of the ownership and operation, maintenance or use of a covered vehicle. It also provides protection against physical damage to the vehicle. It must contain the name and address of the named insured as in addition to the coverage offered by the policy. It also includes the amount of the premium, the period for which the policy is in effect, and the maximum amount of responsibility. It should also contain an agreement or a statement that the insurance is provided in conformity with the coverage described in the policy, in relation to bodily injury or death or property damage and is subject to the rules of this chapter.

Duncanville law firms frequently suggest that people read a sample motor vehicle policy to be aware of the terms. One of the most common confusions is the definition of "motor vehicle accident lawyer vehicle". This phrase appears in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.

Examples of coverages offered under a motor insurance policy include commercial auto coverage for automobiles that are used for commercial and business establishments or activities, employment, or jobs conducted for profit, automobile liability insurance, which includes PIP, MP, and uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to carry this type of insurance.

Permitted Use

It is essential to understand how insurance coverage will work if someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive utilization. The specifics of your insurance policy might differ, but most large automobile insurers provide this kind of coverage.

It is important to keep in mind that you are accountable for any damages caused by a driver with your permission. Permission can be expressed or implied and does not always require writing.

To determine if there is implied consent, courts will examine the relationship between the parties, their prior behavior and the use of the vehicle and the circumstances surrounding a particular driving event. A court will also examine whether there were any restrictions placed on the scope of permissive usage and whether even minor deviations from the time, location and use restrictions of the permission would be in violation of these restrictions.

Remember that adding the driver to your auto insurance policy is likely to increase your premium, as the vehicle becomes more difficult to cover. It is important to carefully consider your options prior to lending your vehicle to other people. If you're not sure whether to include someone on your policy or not, call Jerry to discuss the specific terms of your insurance policy and get a no-cost quote.